6 .Present and Future 8 .Upcoming Events 12 .Upcoming Webinars 14 .Cleaning for health in 2023 18 .Meet our New Members 44 On the Spotlight by EFE Comunica.. Borja Iglesias: Innovation is Key to Succeedin the United States 52 .Matket Report. Cruise Industry Market Report 72 .Preparing for jobs that don´t yet exist 78 . Job Opportunities 80 .Investing in Real Estate: Why Active Management is Important 88 .CDP Recognises Caixabank as a Leading Company in Sustainability 94 .Members to Members 100 .Future Perspectives on the Plant Health Sector 104 .Financial Corner 108 .What makes a Disruptive Layer? 114 .Exploring the Importance of Secure Digital Communication 118 .Past Events 126 .Past Webinars 5