VALUE PROPOSITION Our value proposition is based on combiningourprofoundknowledgeofour clients’needsandriskprofileswithproper products andservices, tomeettheir preferences and requirements while ensuring suitability: their projects, investmentoutlook, liquidityneeds, and especially,theirrisktolerancelevel. CLIENT INVESTMENT NEEDS MANAGEMENT INVESTMENT OBJETIVE ASSET ALLOCATION I PFIL I – T INVESTMENT HORIZON OPTIMIZATION Withthisthoroughunderstandingofeach EXPECTED RETURN PORTFOLIO MANAGEMENT LIQUIDITY REQUIREMENT client,ourbankersandinvestmentadvisors - supportedbyexpertteamsfromour PERIODIC trade desks and by our Research REVISION Department-prepare, reviewandare MONITORING AND CONTROL CUSTOMERS NEEDS REVIEW constantly evaluating the investment FIXED INCOME EQUITY proposal designedaccording tothe SECTORS specificneedsofeachclient. 13